Rayo Fondivo

Términos de uso

Última actualización: 03/08/2026

Lea atentamente estas Condiciones de uso (‘Condiciones’) antes de acceder al sitio web y la plataforma de Rayo Fondivo o de utilizarlos (‘Sitio web’). Al acceder al Sitio web o utilizarlo, confirma que ha leído y comprendido estas Condiciones y acepta quedar vinculado por ellas. Si no está de acuerdo, le rogamos que deje de utilizar el Sitio web.

1. Resumen

1.1. Please visit Rayo Fondivo («https://rayofondivo.com»).
Our email address is info@rayofondivo.com.
1.2. This website provides information about third-party platforms (the "Third-party Platforms") that offer trading services (the "Services").
1.3. These Terms govern your ("You", "Your" or "User") access to the Website and the Services. Before accessing the Services, you must read these Terms carefully. They constitute a legally binding agreement between you and the Website owner. To use the Website, you must accept the Terms in full. The Terms may be amended from time to time.
These Terms include our Privacy Policy. By accepting them, you also accept our Privacy Policy. (You can read our Privacy Policy here).

2. Elegibilidad

2.1. If you meet these terms and conditions, you may access the Website.
2.1.1. You must be at least 18 years old.
2.1.2. You must have the legal capacity to enter into and accept these Terms and Conditions.
2.1.3. The laws of the country where you reside or use the Services must not prohibit you from accessing the Website or any of its services.
2.2. We make no warranties, declarations, or representations regarding the legality or use of the Website or the Services by any person. We are not responsible for any unlawful use of the Website or the Services by a user.

3. Restricted access territories

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or the Website (or any part thereof) to: (i) users residing in areas where access is restricted (the “Restricted Territories”); and (ii) users whom we reasonably consider may pose a risk to security, operations, or reputation.
3.2. We may also apply additional conditions before accepting users who are citizens or residents of certain countries. If users travel to a Restricted Territory, the Website or Services may be temporarily unavailable or blocked.

4. Actividades restringidas

4.1. Usted se compromete a utilizar el Sitio y los Servicios de manera responsable y a no:
4.1.1. Utilizar nuestro Sitio web para descargar, subir, compartir, publicar, transmitir o enviar (a) información u otro material que infrinja derechos de propiedad intelectual, privacidad, propiedad u otros derechos; (b) información que no pueda publicarse o distribuirse por ser amenazante, dañina, insultante, difamatoria, racista o abusiva de cualquier otro modo; (c) información que contenga virus u otro software capaz de dañar nuestros sistemas informáticos o los de terceros, o de bloquear o restringir el acceso de otros usuarios al Sitio web; (d) cualquier información o material ilícito; o (e) información o materiales que incluyan anuncios u otro contenido promocional sin nuestro consentimiento previo por escrito.
4.1.2. Modificar o eliminar atribuciones, avisos legales, etiquetas o designaciones de propiedad que aparezcan en este Sitio web.
4.1.3. Acceder a los Servicios mediante cualquier interfaz distinta del Sitio web.
4.1.4. Interferir con el acceso o uso del Sitio web o de los Servicios por parte de otro usuario.
4.1.5. Utilizar bots u otros métodos automatizados para acceder al Sitio o a sus Servicios.
4.1.6. Subir, transmitir o intentar subir cualquier contenido que recopile o transmita datos de forma activa o pasiva, incluidos web bugs, cookies o spyware, sin nuestro permiso expreso.
4.1.7. Realizar framing, mirroring o utilizar cualquier otro método destinado a imitar la apariencia o funcionalidad de los Servicios.
4.1.8. Participar en actividades ilícitas o fomentarlas, incluida la infracción de marcas o derechos de autor, la difamación, las vulneraciones de la privacidad, la usurpación de identidad o la distribución de software fraudulento.
4.1.9. Modificar o alterar el código fuente de este Sitio web, o subir aplicaciones o software que puedan dañar el Sitio web o perjudicar a otra persona.
4.1.10. Desensamblar, descompilar o aplicar ingeniería inversa a cualquier tecnología o software disponible en el Sitio web o utilizado para prestar los Servicios.
4.2. Estos términos se suman a cualquier otro derecho que tengamos disponible. Si consideramos que su uso del Sitio no cumple estos Términos, los estándares de seguridad de nuestra plataforma o los requisitos de uso aceptable, podremos supervisar su uso del Sitio web o de los Servicios, restringir o bloquear el acceso, compartir información de uso relevante con terceros adecuados, o adoptar otras medidas razonables para proteger los derechos y la propiedad de terceros.

5. Intellectual property rights

5.1. El contenido del Sitio web, incluidos videos, textos, imágenes, logotipos, sonidos, diseños, marcas comerciales y otros materiales, está protegido por nuestros derechos de propiedad intelectual y los de terceros.
5.2. Todos los derechos, la titularidad y los intereses sobre los Servicios y el Sitio web nos pertenecen. Salvo por el derecho a utilizar los Servicios y el Sitio web de conformidad con estas Condiciones, el uso que el Usuario haga de ellos no le otorga ningún derecho de propiedad intelectual.
5.3. El Usuario podrá acceder al Sitio web y/o a los Servicios únicamente para uso personal y no comercial.
5.4. El Usuario no deberá modificar, aplicar ingeniería inversa, descompilar ni copiar los Servicios o el Sitio web, crear obras derivadas, transferir derechos de uso o alquilarlos, ni permitir que ninguna otra persona lo haga.

6. Limitación de responsabilidad

6.1. Your use of the Website and the Services is your responsibility. We make no warranties, express or implied, regarding the Website and the Services or your use of them, including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, or usability. We also make no warranty as to accuracy, completeness, timeliness, or prompt delivery. The content and features available on or through the Website are provided “as is”, “as available”, and at your own risk.
6.2. We are not responsible for errors, omissions, or inaccuracies in the information on the Website. We also accept no liability for failures or interruptions affecting transmissions to, from, or through the Services.
6.3. We will indemnify you for any loss suffered directly or indirectly by you or by a third party through the Website or the Services. You remain responsible for any decision made based on information provided on the Website and/or through the Services.
6.4. We are not responsible for any loss or damage suffered directly or indirectly by you or any third party. This includes any loss of revenue or data arising from your use of the Website and/or the Services. This limitation of liability applies to the fullest extent permitted in the applicable region.
6.5. We accept no liability for technical issues related to internet or telephone lines, computer providers, system servers, or hardware. We are not responsible for your use of the internet.

7. Third-party content and related services

7.1. When using the Services, you may see third-party content and external services. This may include advertisements or reviews of third-party Platforms.
7.2. We are not responsible for the information or products mentioned in such content. They may not always be current, accurate, or up to date.
7.3. We recommend verifying the accuracy of all information before making any decision. You remain responsible for any decision or action based on such information.

8.1. The site contains advertisements and other content, including materials made available through third-party websites (“Links”). Please consider this before downloading, accessing, or relying on information obtained from these websites, software, or other materials, or before completing any purchase or transaction. These Links are provided solely for user convenience. We are not responsible for any damage or loss arising from the use of, or reliance on, information, products, or services made available through third-party websites or applications.
8.2. The inclusion of hyperlinks on this website does not imply our endorsement, authorization, affiliation, or any other association with the relevant websites, their software, or their administrators.
8.3. We have not reviewed all linked websites and are not responsible for the websites, software, or applications referenced. Before using or relying on these third-party services, or purchasing anything through them, you must carefully assess their content and terms. We are not responsible for any damage or loss arising from the use of, or reliance on, products, information, or content available through other websites or applications.
8.4. You are responsible for reviewing the terms and policies of any website operated by a third party. We strongly recommend reading them before accessing, interacting with, or carrying out transactions through third-party websites.

9. Varios

9.1. We may change, suspend, or modify our Services at any time. We will seek to ensure that any changes do not materially harm you, and such changes alone will not give rise to a claim against us.
9.2. We may modify these Terms at any time. We will notify you by publishing the latest version and updating the date shown at the top. Any modification will take effect within a few business days. If you continue using the website after the modified Terms are published, you will be deemed to have accepted them.
9.3. The User acknowledges and agrees that information transmitted through or by means of the website does not create any relationship other than those expressly established in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. No promise, statement, or agreement, whether oral or written, that is not included in these Terms or the Privacy Policy will be binding on either party.
9.5. Any failure or delay in exercising any right or power provided under these Terms will not constitute a waiver of that right or power. Any single or partial exercise of a right or power will not prevent any further exercise of that or any other right or remedy.
9.6. If any provision of these Terms is declared invalid by a competent court, that provision will be removed to the extent required. The remaining provisions will continue to be interpreted and enforced in accordance with their terms. Where appropriate, they will also be interpreted consistently with the intended purpose and meaning of the excluded provision, subject to the court’s decision.
9.7. These Terms allow external partners to transfer or assign all their rights and obligations. Without limiting the foregoing, external operators may manage the website and any of its services. You may not assign or transfer any of your rights or obligations under these Terms.